:root{--navy:#003366;--teal:#009688;--ink:#0F2537;--light:#f6f8fb;--mid:#e6edf5}
*{box-sizing:border-box} html,body{margin:0;padding:0}
body{font-family:'Open Sans',Arial,system-ui;line-height:1.55;color:var(--ink)}
h1,h2,h3,h4{font-family:'Montserrat',Arial Black,Arial,sans-serif}
.container{width:min(1140px,92%);margin-inline:auto}
.site-header{background:var(--navy);color:#fff;padding:.75rem 0;position:sticky;top:0;z-index:10}
.header-inner{display:flex;align-items:center;justify-content:space-between;gap:.75rem}
.brand{display:flex;align-items:center;gap:.6rem;text-decoration:none;color:inherit}
.logo{width:44px;height:44px}
.brand h1{font-size:1.05rem;letter-spacing:.06em;margin:0}
.tagline{margin:0;font-size:.9rem;opacity:.85}
nav a{color:#fff;text-decoration:none;margin-left:.55rem;padding:.4rem .6rem;border-radius:.4rem;border:1px solid transparent}
nav a:hover{border-color:#8fb4d6}
.hero{background:linear-gradient(180deg,var(--light),#fff);border-bottom:1px solid var(--mid);padding:2.6rem 0 2rem}
.hero h2{font-size:2.1rem;color:var(--navy);margin:.2rem 0 .6rem}
.lead{font-size:1.05rem;max-width:900px}
.cta-row{display:flex;flex-wrap:wrap;gap:.75rem;margin-top:1rem}
.btn{display:inline-block;text-decoration:none;border-radius:.55rem;padding:.75rem 1rem;font-weight:700;border:1px solid transparent;cursor:pointer}
.btn-primary{background:var(--navy);color:#fff}
.btn-secondary{background:var(--teal);color:#fff}
.btn-tertiary{background:#fff;color:var(--navy);border-color:var(--navy)}
.section{padding:2rem 0}
.grid-3{display:grid;grid-template-columns:repeat(3,1fr);gap:1rem}
.card{background:#fff;border:1px solid var(--mid);border-radius:.5rem;padding:1rem}
.kv{background:var(--navy);color:#fff;border-radius:.5rem;padding:1.2rem}
.kv .btn{background:#fff;color:var(--navy)}
.table{overflow:auto;border:1px solid var(--mid);border-radius:.4rem}
.table table{width:100%;border-collapse:collapse}
.table th{background:var(--navy);color:#fff;text-align:left;padding:.6rem}
.table td{padding:.55rem;border-top:1px solid var(--mid)}
.badge{display:inline-block;padding:.25rem .5rem;border-radius:.4rem;background:var(--light);border:1px solid var(--mid);font-size:.85rem}
.territory-nav{display:flex;flex-wrap:wrap;gap:.5rem;margin:1rem 0;padding-left:0;list-style:none}
.territory-nav a{border:1px solid var(--mid);padding:.5rem .7rem;border-radius:.4rem;text-decoration:none;color:inherit;background:var(--light)}
.territory-nav a:hover{border-color:var(--navy)}
.site-footer{background:var(--light);border-top:1px solid var(--mid);padding:1rem 0;text-align:center;margin-top:2rem}
.tiny{font-size:.85rem;color:#445}
.notice{background:#fffde7;border:1px solid #ffe082;padding:.6rem;border-radius:.4rem}
label{display:flex;flex-direction:column;font-weight:600;font-size:.92rem;margin:.5rem 0}
input,select,textarea{margin-top:.35rem;padding:.65rem;border:1px solid var(--mid);border-radius:.4rem;font:inherit}
@media (max-width:980px){.grid-3{grid-template-columns:1fr}nav{display:none}}